Questions, answered

For a luxury voyage costing $10,000 to $50,000 or more, most travellers choose to. Cover can reimburse non-refundable payments if you have to cancel, pay for medical care abroad (Medicare generally does not cover care outside the US) and fund emergency evacuation. We are not licensed insurance agents and do not recommend specific policies, but our travel protection guide links to independent comparison sites.

Ideally within 14 to 21 days of your first deposit (the exact window varies by plan). Buying in that window is usually required for pre-existing medical condition waivers and cancel-for-any-reason upgrades. You can still buy later, but those benefits may no longer be available.

Yes. Joining Meridian Cruise Club costs nothing and there's no annual fee. We are paid by the cruise lines when you book, as with any travel agency.

Members earn reward points on eligible bookings, which can be applied toward onboard credit and other member benefits on future voyages. The full program terms will be published before launch.

No. Cruise fares are generally the same whether you book directly or through an agency, and as a member you also receive our advisor service and member extras.

Our search lets you explore voyages. Every booking is confirmed by your dedicated advisor, who checks the latest fares, suites and promotions before anything is reserved.

We focus on luxury and upper-premium lines, including Viking, Oceania, Seabourn, Silversea, Regent Seven Seas, Explora Journeys, Azamara and Windstar.

An advisor contacts you, usually the same business day, to confirm your preferences and send a tailored proposal.

Yes. We can arrange pre- and post-cruise hotels, transfers and air, and refer you to travel insurance providers.

We only use your details to help plan your travel and, if you opt in, to send offers. See our Privacy Policy.